Working Papers

1. “Retirement and Consumption Insurance“, with Frank Caliendo, Aspen Gorry, and Jonathan Leganza. SSRN
2. Finite Horizon Life-cycle Learning  (May 2025)
3. The Save More Tomorrow Program and the Household Balance Sheet: A Theoretical Investigation (September 2019) joint with Scott Findley Utah State University

Works in Progress

1. “Social Security and Pension Shift” with Yington Xie (Carleton College)
2. “Early Access to Social Security Wealth: A Welfare Analysis” with Carla Moreno (Loyola Marymount University)